Speakers

Presented below is not the final list of ENBANTEC 2020 Speakers. We will continue publishing new speakers at this webpage. By visiting this webpage time to time, you can view up-to-date conference speakers.

  • ENBANTEC 2020 Conference Speakers

    • Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra joined Commercial Bank of Dubai in October 2017. Prior to joining CBD, Amit was the Senior Managing Director and Group Retail Banking Head at Al Hilal Bank in Abu Dhabi. Prior to moving to the UAE, he held senior retail and credit roles in Standard Chartered Bank in Singapore, Vietnam and India as well as similar roles in Citibank in Thailand and India. Amit holds a BCom (Hons) from Delhi University and a Post Graduate Diploma in Business Management from the Institute of Management Technology, India. Amit is a trained Six Sigma Master Black Belt and he was a founding member of www.makemytrip.com, India’s largest online travel company with market cap of over $1.2 billion.

    • Andrea Isola - N26 - General Manager Italy & South East Europe

      Andrea Isola - N26 - General Manager Italy & South East Europe

      Andrea is General Manager Italy & South East Europe at N26, responsible for growing the digital bank presence and key offering in the Italian and South East Europe market. Andrea joined N26 at the beginning of 2019, moving to the company’s Milan office from New York City, where he was a Principal for Bain & Company. With over 14 years of experience in management consultancy, Andrea thrives in the space where banking, finance and technology converge. Over his career, he has helped some of the world’s largest players in the industry to establish agile working models and implement complex digital transformations in markets all across the globe. Andrea holds a degree in international business from Nottingham Trent University. He is also a certified Scrum Master and Product owner.

    • Betugul Toker - Aktif Bank - EVP for Retail, Digital Banking and Payment Systems

      Betugul Toker - Aktif Bank - EVP for Retail, Digital Banking and Payment Systems

      Betugul Toker serves as Executive Vice President in Aktif Bank that is the biggest financial technology platform in Turkey and she is responsible for Retail Banking, Digital Banking, Payment Systems, CRM and Data Analytics, Corporate Communications and Alternative Sales Channels & Call Center, Collection & legal follow-up. She is leading her teams on the projects that are built upon a business model based on digital banking and innovative channels that aims to touch 10 million customers’ lives in every field of life. Toker places analytical, data driven thinking at the core of her managing areas, with the help of this perspective all that divisions contributes to Bank’s revenue, and customer satisfaction rates in high levels. For the past 20 years, Betugul Toker has worked in top ranked banks that are both national and global, and experienced the fields of retail banking, marketing, campaign management, business development and assets & liabilities banking products.

    • Cigdem Carino - National Bank of Kuwait - Assistant General Manager as Head of Group Digital Office

      Cigdem Carino - National Bank of Kuwait - Assistant General Manager as Head of Group Digital Office

      Cigdem Carino is highly experienced in banking, digital transformation and management having 20 years of managerial experience during 25 years of her professional career. As Vice President, Senior Vice President and Assistant General Manager, managed many departments and led the implementation of many transformation projects, products and services in a wide range of banking domains. She completed BS and MS degrees in Computer Engineering and worked in information technology area in banking sector for many years mostly in Akbank which is one of the biggest and leading banks in Turkey. After leading many departments in different domains, in 2012, she assigned as Digital Banking VP to conduct the digital transformation of the bank in IT. Following implementation of many successful projects and globally recognized successes including the Apps of the Year award in GSMA 2014, she became Senior Vice President of Digital Banking and Payment Systems. In 2017, she transferred to Digital Banking Business Unit as SVP in which her journey in business started and resulted in successful outcomes like establishing the innovation center and design center of the bank. In 2017-2018 she has also attended and completed Executive MBA at Sabanci University with an honours degree. In 2019, she became the Head of Digital Transformation in National Bank of Kuwait responsible for Digital Transformation in Kuwait and then her responsibilities have been extended and currently, she is Assistant General Manager as Head of Group Digital Office responsible for group-wide digital initiatives including Kuwait and International.

    • Esra Beyzadeoglu - Alternatif Bank - Executive Vice President Information Technologies, Digital Banking and Operations

      Esra Beyzadeoglu - Alternatif Bank - Executive Vice President Information Technologies, Digital Banking and Operations

      After graduating from Istanbul Ataturk Science High School, Ms. Beyzadeoglu attended Galatasaray University and graduated in 2000 with an Industrial Engineering degree. In 2015 she completed an Executive MBA programme at Sabanci University partnered with MIT Sloan School of Management. She started her career as a Project Leader and Business Analyst in the IT Department of Osmanli Bank after being a management trainee. Between the years 2002-2005 she worked as a senior analyst in System Analysis Department of Fintek (the technology company of Ziraat Bank). She joined Accenture in 2005 and worked as technology and management consultant and manager till 2011. Between 2011-2018 she served as the head of Project Management Division in Akbank’s Information Technologies. Ms. Beyzadeoglu was appointed as Executive Vice President at Alternatif Bank Information Technologies and Digital Banking Group in February 2018 and Executive Vice President of Operations in April 2019.

    • Kartik Taneja - Mashreq Bank - Executive Vice President, Head of Payments

      Kartik Taneja - Mashreq Bank - Executive Vice President, Head of Payments

      Kartik has led large and complex businesses in the payments and lending space. He currently leads the payments business at Mashreq Bank – where he and his team are at the heart of a digital transformation in this business. His previous assignment was to lead the global product function for credit cards and personal loans at Standard Chartered. In this role, he drove strategy and multi-market product engineering and business initiatives across 24 Asian and African markets. Prior to this, Kartik led the regional cards and loans business at Standard Chartered for the ASEAN region and has held GM roles in multiple Asian markets. Kartik credits his success to his exposure to multiple verticals besides P&L Management- such as Analytics, Risk Management, Marketing and Sales. He is passionate about combining data, technology and customer insight to experimentation leading to creative and profitable new products and services. Kartik holds an MBA from the Faculty of Management Studies at the University of Delhi, A Bachelor’s degree in Engineering from Delhi Technological University. He also has completed management programs from Harvard and Oxford. Kartik believes in pursuing truth, beauty and adventure.

    • Maja Culig - Addiko Bank - Managing Director for Group Marketing and Corporate Communications

      Maja Culig - Addiko Bank - Managing Director for Group Marketing and Corporate Communications

      Maja Culig is Managing Director for Group Marketing and Corporate Communications in Addiko Group. Addiko Group is listed on the Vienna Stock Exchange and has six subsidiary banks, operating in CSEE countries: Croatia, Slovenia, Bosnia & Herzegovina (two banks), Serbia and Montenegro. Addiko Group, services approximately 0.8 million customers in CSEE, using a well-dispersed network of 178 branches and modern digital banking channels. Addiko Bank went into in a systematic process of rebranding and repositioning itself as a modern, innovative and specialised consumer and SME banking group. Marketing and digital transformation have played one of the key roles in this demanding process. Maja has 17 years of broad marketing experience from different industries, leading the projects that were recognized and awarded with several Effie awards for marketing efficiency. She is also one of the key members in Digital transformation process in Addiko Group. Maja holds Master’s degree in Marketing Communications and has a great passion for digital.

    • Pedro Pinto Coelho - BancoBNI Europa - Executive Chairman and CEO

      Pedro Pinto Coelho - BancoBNI Europa - Executive Chairman and CEO

      Innovative, agile and multi-award winning banking leader with over 25 years' international financial services experience with leading blue-chip institutions across three continents in progressive leadership roles, both executive and NED, in Investment Banking, Wealth Management, general management, business development, strategy and latterly in FinTech. His value proposition is centered around enabling challenger banks to establish strategic partnerships with FinTechs to create profitable financial products using an 'open architecture model.' Expert in driving digital banking transformations both in terms of creating 'best in class' digital customer experiences, and transforming key internal support functions to fully align with the overall digital transformation programs of financial institutions.

    • Radu Topliceanu - BRD - Groupe Societe Generale - Deputy CEO and Head of Retail Banking

      Radu Topliceanu - BRD - Groupe Societe Generale - Deputy CEO and Head of Retail Banking

      Radu Topliceanu is a Retail Banking leader with extensive knowledge of strategy, segments and products management, digital transformation and digital and physical channels management. Currently he is Deputy CEO and Head of Retail Banking in Romania’s 3rd largest bank, leading the transformation into a to customer first, omnichannel bank, using technology to empower human interactions and to answer evolving customers’ expectations.Throughout his career he worked in Executive Management positions in regional and global banking groups, across various emerging and advanced markets in Europe and Asia. Prior to current role Radu worked in Standard Chartered Bank in Singapore and in Sberbank Europe in Vienna. Earlier in his career Radu spearheaded Raiffeisen Bank Romania transformation from product led into customer centric organization and pioneered digitalization in Romanian market, building award winning call center, internet and mobile banking solutions and leading client adoption of digital.

    • Sonny Zulu - UAE Standard Chartered Bank - Managing Director, Retail Banking

      Sonny Zulu - UAE Standard Chartered Bank - Managing Director, Retail Banking

      Sonny is the Head and Managing Director of Retail Banking business at Standard Chartered Bank, UAE. He is responsible for driving Wealth Management, Retail Products, Distribution/Branch Banking across Priority, Premium, Personal and Islamic segments. Prior to this role he was the Regional Head of Strategic Transformation, Alliance and Performance Management for Africa and the Middle East at Standard Chartered Bank. Before relocating to Dubai, Sonny was the Head of Retail Banking for Standard Chartered Bank Zambia and Southern Africa. He took up senior leadership responsibilities at a very young age and he has held a number of senior executive roles in the Bank which include; Head of Retail Clients, General Manager for Distribution for Zambia and Southern Africa and Head of Corporate Affairs. As an entrepreneur, Sonny is a joint owner of Air Mafuta Aviation services. He founded this company in 2009 together with two other Directors. The company supplies aviation fuel to both local and international clients. Sonny holds an MBA from Manchester Business School and he has a degree in Metallurgy and Mineral Processing from the University of Zambia. He is married to Ngosa and he has three sons – Joshua, Josiah and Joel. Outside the work arena, Sonny enjoys travelling, astronomy, natural history and following latest natural and science discoveries.

    • Alexandr Putyato - SYSTEMS TECHNOLOGIES - Executive Director

      Alexandr Putyato - SYSTEMS TECHNOLOGIES - Executive Director

      Graduated from the Belarusian-Russian University with a degree in Automated Information Processing Systems (Electrotechnical Faculty). Since 2006 worked in "Beltopgaz" GPO in the field of automation of production processes. In 2011 started working at JLLC "SYSTEMS TECHNOLOGIES", oversaw issues of project management. Currently holds the position of Executive Director and leads promotion of innovative products and services of the company in the Republic of Belarus and worldwide.

    • Andrei Stamatian - UniCredit Romania - Director of the Retail Alternative Distribution Channels

      Andrei Stamatian - UniCredit Romania - Director of the Retail Alternative Distribution Channels

      Andrei Stamatian is currently Director of the Retail Alternative Distribution Channels at UniCredit Romania where he leads teams that implement digital growth programs and enhancements, including E2E product sales. Andrei’s responsibilities also include the Contact Center where his teams are currently implementing Natural Language Understanding services via Ioana robot. Previously, he has worked in executive management positions for two other important banking groups in Romania. Andrei has direct experience with retail banking, corporate lending, sales management, digital channels, operations, facilities management, cards, product and process re-engineering. Digital was deployed when needed while creative passion is always present. Andrei holds a BA with Honors in Economics from Stanford University and a MBA from INSEAD.

    • Berrak Yenal - Intertech (a Subsidiary of DenizBank) - IT Executive Vice President

      Berrak Yenal - Intertech (a Subsidiary of DenizBank) - IT Executive Vice President

      Berrak Yenal is an IT Executive Vice President and Agile Leader at Intertech a subsidiary of Denizbank -Emirates NBD group in Turkey. Responsible for Retail Banking, SME, Agricultural and Commercial Loans and Credit Risk software development at Intertech, which has 54 financial corporate customers including 35 banks in 11 different countries around the world. Works towards the goal of building a strong team spirit and collaboration with an Agile mindset. Skilled in delivering successful products and services by focusing efforts on creating business value and rewarding innovation. Drives the transformation of the organization, utilize new technologies and adopts practices such as Agile, Product Management, and DevSecOps. She has over 20 years of systems development and implementation experience in banking and finance industry, and has worked at MSM- Iktisat bank - group, Denizbank and Intertech. Mrs.Yenal graduated from the University of Istanbul in Turkey with a Bachelor of Computer Science Engineering, in addition, obtained Management and Organization certificate.

    • Egor Avetisov - PrivatBank - Head of Innovation

      Egor Avetisov - PrivatBank - Head of Innovation

    • Emel Cuhaci - Yapi Kredi Bank - Director, Innovation and Customer Experience

      Emel Cuhaci - Yapi Kredi Bank - Director, Innovation and Customer Experience

    • Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov is Director Retail Banking at Bulgarian-American Credit Bank (BACB). He has 16 years of banking experience in the fields of Retail banking, lending, sales, process management, management of branch network and HR. Before joining the team of BACB in December 2018, he was taking the position Head of Retail banking in Allianz Bank Bulgaria. Recently he is responsible for business development, sales to retail and micro-enterprise customers, product development, innovations, branch network management, development of sales channels. He is member of the Credit Committee, the Committee for New and Active Products and the Committee for Social activities of the Bank. Ivan has Bachelor degree in Finance and Masters degree in International Economics. He also has Executive MBA from Cotrugli Business School /Zagreb/.

    • Jan Adamovsky - Slovenska Sporitelna - Chief Security Officer

      Jan Adamovsky - Slovenska Sporitelna - Chief Security Officer

      Working for Erste Bank Group since 2007, my experience includes leading and managing security teams, creation and fulfillment of security strategy, defining security requirements for large project in banking area and preparation and execution of various organizational changes. Able to see problems from various perspectives thanks to real-life working experience as a Bank security representative in multiple countries and IT provider security representative. Currently responsible for 2 security divisions within banking group, in Slovak republic and in Serbia. I like to challenge traditional approaches and do things that makes sense.

    • Jorge Paulo Baiao - Credito Agricola - Executive Board Member and CIO

      Jorge Paulo Baiao - Credito Agricola - Executive Board Member and CIO

      C-level executive and Board Advisor with a 25+ year track record of high-level impact both entrepreneurial and mature companies who balances IT Strategy and Transformation with strong Business acumen. Currently working in Financial Industry, he also led M&A and Restructuring & Turnarounds programs in Tier 1 advisory firms. Experienced assistant teacher with a demonstrated history of 10 years working in the Higher Education industry.

    • Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Studied in Tallinn University of Technology in Estonia in the field of economics. From 2000 to 2006, he worked as the director of the web environment department at SEB Bank. From 2006 to 2009, he served as Director of Electronic Channels at Swedbank. From 2009 to 2013, he held various positions in the field of information technology within Eesti Energia, which is the largest producer and supplier of energy in Estonia. From 2009 to 2017, he worked as an expert in digital strategy and CEO at Ziraff, consultancy company with the widest experience in digital services in Estonia. From 2017 to 2019, he held the position of CDO at Luminor Bank. Since January 2019, he was elected by the Supervisory Board as a member of the Board of Directors of Komerční Banka, Chief Digital Officer with responsibility for managing the technology areas and digitalization in the bank.

    • Maurice Lisi - Intesa Sanpaolo - Head of Multichannel & CRM S/D, International Subsidiary Banks Division

      Maurice Lisi - Intesa Sanpaolo - Head of Multichannel & CRM S/D, International Subsidiary Banks Division

      Maurice has spent the last 15 years, taking care of the transformation of customer-facing channels in Intesa Sanpaolo, firstly for the Italian market and then in the International Subsidiary Banks Division. He leads the digital transformation process in all the subsidiary banks ecosystem of Intesa Sanpaolo, defining and implementing the strategic path of the transition from a "traditional" bank environment to an up-to-date, modern environment able not only to cope with technological and innovation changes, but also to exploit those changes for creating a competitive advantage. A passionate transformation and innovation addicted, he is present on the industry conferences, sharing his point of view and experience on the digital transformation journeys, evolving banking industry, digital strategy and customer experience

    • Noman Rasheed - Dubai Islamic Bank - Head of Information Technology

      Noman Rasheed - Dubai Islamic Bank - Head of Information Technology

      Senior visionary leader with over 24 years of experience, acknowledged for driving large scale transformation strategies for Technology and Operations. Result oriented reformer, recognized for delivering operational efficiencies and high performance cultures, through innovation & inspirational leadership. Noman is currently heading Information Technology division of Dubai Islamic Bank. Prior to DIB, Noman was holding senior positions at prestigious banking institutes such as Noor Bank, Barclays Bank and Mashreq Bank.

    • Okan Acar - Kuveyt Turk Participation Bank - Digital Transformation Group Manager

      Okan Acar - Kuveyt Turk Participation Bank - Digital Transformation Group Manager

      Okan has 20 years of banking experience in several departments including Credit Analysis, Product Development, Retail Marketing, SME Marketing, Digital Marketing and Private Banking Marketing. He is also teaching undergraduate courses at universities. He has a PhD in Finance at Istanbul University. In addition, he has an advanced CMB license, credit and corporate rating licenses and a BES certificate. Since April-2018, he has been working on the digital transformation program of Kuveyt Turk with the main objective of maximizing Customer Experience.

    • Rami Al Karmi - Jordan Ahli Bank - Senior Vice President and Chief Innovation Officer

      Rami Al Karmi - Jordan Ahli Bank - Senior Vice President and Chief Innovation Officer

      Rami is a futurist proud geek, cross-industry innovation and lean exponential growth advisor, investor and executive. He is the senior vice president and chief innovation officer at Jordan Ahli Bank, also he is CEO of Ahli FinTech the 1st Bank fully owned financial technologies company and fintech accelerator in the Middle East. Rami is an Innovation X speaker at NASA's cross-industry innovation summit, a mentor at 500 Startups, Unreasonable Future, and Startupbootcamp fintech, chairman at Arcoten, Octonius.com, member of the board at Al Raed Arabi School, and member of the advisory board of Think Barter Network, Roybi AI-Powered Robots, and WAKE International in San Francisco. Rami founded his 1st startup at the age of 19, he holds an Electrical Engineering degree from University of Jordan, and completed the Venture Capital Executive Program at HAAS UC Berkeley, and “The Leading for the future”, and “The Leading, Organizing for Action” Executive Programs at Harvard Kennedy School, and the Senior Executive Education Program at UC San Diego. Rami is a passionate advocate of the Lean Startup movement and is a regular judge, mentor & keynote speaker at the region's important innovation, entrepreneurship & technology events. He designed and produced a number of events and interventions in this space including the THINKLEAN speaker series, LeanStartupProgram, BackToStartupBasics, and his popular innovation/futurist talks titled: The Future of ....

    • Tolga Macit Gusar - TEB - Retail Banking Sales & Contact Center Group Director

      Tolga Macit Gusar - TEB - Retail Banking Sales & Contact Center Group Director

      Finance Executive with over 23 years of extensive experience in Banking, Business Strategy, Marketing & Sales, Digital Strategy, Corporate Relations, Asset Management and Capital Markets. Specialized in Retail&Private Banking, Asset Management and Investment Strategy. Fund Manager, Head of DPM & Chief Strategist at Garanti Asset Management since 1997, before being assigned as the Executive Vice President responsible from Business Strategy, Product & Sales until 2018. Head of Private Banking Sales as a Director until the end of 2019 and Retail Banking Sales & Contact Center Group Director since then at TEB. PhD in Accounting and Auditing, Istanbul Aydin University 2012-.... Thesis Phase. MBA in Finance, Yeditepe University 1999-2003. Management, Bogazici University 1993-1997.

    • Unal Sezer - QNB Finansbank - Group Manager, Internet and Mobile Banking Channels

      Unal Sezer - QNB Finansbank - Group Manager, Internet and Mobile Banking Channels

      Unal Sezer has more than fifteen years of IT experience especially in banking and finance industry. He completed his undergraduate education on Department of Computer Engineering in 2003. He has completed master’s studies on artificial intelligence in 2007. Between 2003 and 2011 he had worked as application development consultant at Sabanci Group. In 2011 he took part as software team leader at QNB Finansbank internet banking, call center channel projects and Enpara.com internet and call center channels which was first branchless banking in Turkey. Currently he is working as group manager of internet and mobile banking channels at QNB Finansbank / IBTECH. He had previously spoken at IFINTEC Finance Technologies Conference, IDC IOT & Analytics, BigData and Cognitive/AI Services Conference, GDG, academic conferences, university social programs etc. Also he is columnist at technology magazines (FintechTime, BTHaber, TechInside) and he is also coaching voluntarily to start-up companies in IT sector. He is still mentoring 60+ senior software engineers and analysts. Also, he is AI consultant at Pearson Professional Programs.

    • Vitold Sanotskyy - Raiffeisen Bank International - Digital Bank Customer Experience and Analytics Lead

      Vitold Sanotskyy - Raiffeisen Bank International - Digital Bank Customer Experience and Analytics Lead

      Vitold Sanotskyy is senior digital banking professional with 7 years of experience of developing digital banking solutions. His last 2,5 years were dedicated to intrapreneurship, and building up from scratch internal corporate fintech startup, focusing on new approach to money management. Together with his team Vitold went the whole journey of Design Thinking from idea on a post-it to launch of the MVP in two markets on one side, and finding the way through traditional corporate processes and regulations to make it happened on the other side. Prior to this, he held various roles in banking transformation and digitization projects in Raiffeisen Bank International Group and UniCredit Group. This included leading agile team implementing digital analytics across all digital touch points, and product ownership of group platform website.