Speakers

Presented below is not the final list of ENBANTEC 2021 Speakers. We will continue publishing new speakers at this webpage. By visiting this webpage time to time, you can view up-to-date conference speakers.

  • ENBANTEC 2021 Conference Speakers

    • Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra joined Commercial Bank of Dubai in October 2017. Prior to joining CBD, Amit was the Senior Managing Director and Group Retail Banking Head at Al Hilal Bank in Abu Dhabi. Prior to moving to the UAE, he held senior retail and credit roles in Standard Chartered Bank in Singapore, Vietnam and India as well as similar roles in Citibank in Thailand and India. Amit holds a BCom (Hons) from Delhi University and a Post Graduate Diploma in Business Management from the Institute of Management Technology, India. Amit is a trained Six Sigma Master Black Belt and he was a founding member of www.makemytrip.com, India’s largest online travel company with market cap of over $1.2 billion.

    • Aysenur Hickiran - DenizBank - Executive Vice President, Payment Systems and Non-Branch Channels Group

      Aysenur Hickiran - DenizBank - Executive Vice President, Payment Systems and Non-Branch Channels Group

      Aysenur Hickiran has 25+ years experience in consumer banking. She joined DenizBank in 2013 as Executive Vice President responsible for Payment Systems and Non-Branch Channels Group. In addition to her current role she is a member of Supervisory Board at Denizbank AG. Before joining DenizBank she was the Country Business Manager at Citi Turkey. She was responsible for the entire retail business and support functions. She also headed the transition team responsible for integrating CitiBank Retail Business into DenizBank. During her 17 year tenure at Citi she took various responsibilities in Consumer Banking division. She has led the bank’s strategy in establishing and expanding Citi’s best in class sales channels, phone sales and digital transformation successfully. Prior to her Country Manager role she served as Asset Business, Bancassurance and Sales & Alternative Distribution channels EVP. She was the Country Sales Head for retail products, insurance and head of loans business till 2006. Before, she has served as Sales Head and Regional Manager at Citi. She is married and has two children.

    • Dinko Lucic - Privredna Banka Zagreb - President of the Management Board

      Dinko Lucic - Privredna Banka Zagreb - President of the Management Board

      Mr. Dinko Lucic joined Privredna Banka Zagreb d.d. (a bank member of Intesa Sanpaolo Group) in 2000 as an executive director, becoming its President of the Management Board in February of 2018. He temporarily left PBZ in 2007 to serve as the MB member for Retail in VÚB, Slovakia. Upon completion of his two years tenure, he returned to PBZ as the MB member responsible for Retail. Under his leadership, the bank's financial performance has been outstanding, winning numerous domestic and international awards i.e. 2020 PBZ was presented with the ‘Euromoney Award for Excellence 2020’ in the Best Bank in Croatia category and declared the 'Bank of the Year 2020 in Croatia' by The Banker to name just a few. Also, for his extraordinary contribution in representing the bank, the prestigious award of CEO Today Magazine Europe Awards in Croatia was bestowed on him for two years in a row – 2019 and 2020. Mr. Lucić received his Master’s degree from the Faculty of Economics & Business, University of Zagreb, and is currently attending a Doctoral Study in International Relations at the Libertas International University.

    • Kamran Mushtaq Ahmed - Samba Financial Group - Assistant General Manager

      Kamran Mushtaq Ahmed - Samba Financial Group - Assistant General Manager

      Kamran Mushtaq Ahmed has more than 20 years of experience in diversified IT and financials sector. He is working in Samba Financial Group since 2007. His role in the bank as franchise reporting head my corporate title is Assistant General Manager. He is responsible and specialized in Financial, MIS, regulatory reporting and systems. In September 2020 did CDPSE certification from ISACA. Currently he is working in core banking financial migration projects. Last 15 years he is working in Business Intelligence and doing research and development in AI and RPA.

    • Kartik Taneja - Mashreq Bank - Executive Vice President, Head of Payments

      Kartik Taneja - Mashreq Bank - Executive Vice President, Head of Payments

      Kartik has led large and complex businesses in the payments and lending space. He currently leads the payments business at Mashreq Bank – where he and his team are at the heart of a digital transformation in this business. His previous assignment was to lead the global product function for credit cards and personal loans at Standard Chartered. In this role, he drove strategy and multi-market product engineering and business initiatives across 24 Asian and African markets. Prior to this, Kartik led the regional cards and loans business at Standard Chartered for the ASEAN region and has held GM roles in multiple Asian markets. Kartik credits his success to his exposure to multiple verticals besides P&L Management- such as Analytics, Risk Management, Marketing and Sales. He is passionate about combining data, technology and customer insight to experimentation leading to creative and profitable new products and services. Kartik holds an MBA from the Faculty of Management Studies at the University of Delhi, A Bachelor’s degree in Engineering from Delhi Technological University. He also has completed management programs from Harvard and Oxford. Kartik believes in pursuing truth, beauty and adventure.

    • Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Studied in Tallinn University of Technology in Estonia in the field of economics. From 2000 to 2006, he worked as the director of the web environment department at SEB Bank. From 2006 to 2009, he served as Director of Electronic Channels at Swedbank. From 2009 to 2013, he held various positions in the field of information technology within Eesti Energia, which is the largest producer and supplier of energy in Estonia. From 2009 to 2017, he worked as an expert in digital strategy and CEO at Ziraff, consultancy company with the widest experience in digital services in Estonia. From 2017 to 2019, he held the position of CDO at Luminor Bank. Since January 2019, he was elected by the Supervisory Board as a member of the Board of Directors of Komerční Banka, Chief Digital Officer with responsibility for managing the technology areas and digitalization in the bank.

    • Peter Vickery - First Abu Dhabi Bank - EVP and Head of Distribution and Sales

      Peter Vickery - First Abu Dhabi Bank - EVP and Head of Distribution and Sales

      Accomplished senior executive with experience driving business across new, established and developing markets, in financial services and operations, living and working across UK, South Africa, USA, Botswana and UAE. Accomplished banker offering a strong reputation for delivering ground-breaking business results, large-scale ventures, and talented teams focused on surpassing objectives within competitive platforms. Enjoyed a unique mix of professional and academic successes including attainment of billion-dollar targets as well completion of executive programmes at Cambridge University and Harvard Business School. Barclays UK’s youngest Director at 26, managing 4,000 people and 400 branches. Currently Head of Distribution and Sales, leading and managing all channels, branches, telephony, retention, mortgages and ATMs, as well as Islamic and Emirati banking within the Middle East’s largest bank.

    • Radu Topliceanu - BRD - Groupe Societe Generale - Deputy CEO and Head of Retail Banking

      Radu Topliceanu - BRD - Groupe Societe Generale - Deputy CEO and Head of Retail Banking

      Radu Topliceanu is a Retail Banking leader with extensive knowledge of strategy, segments and products management, digital transformation and digital and physical channels management. Currently he is Deputy CEO and Head of Retail Banking in Romania’s 3rd largest bank, leading the transformation into a to customer first, omnichannel bank, using technology to empower human interactions and to answer evolving customers’ expectations.Throughout his career he worked in Executive Management positions in regional and global banking groups, across various emerging and advanced markets in Europe and Asia. Prior to current role Radu worked in Standard Chartered Bank in Singapore and in Sberbank Europe in Vienna. Earlier in his career Radu spearheaded Raiffeisen Bank Romania transformation from product led into customer centric organization and pioneered digitalization in Romanian market, building award winning call center, internet and mobile banking solutions and leading client adoption of digital.

    • Sonny Zulu - UAE Standard Chartered Bank - Managing Director, Retail Banking

      Sonny Zulu - UAE Standard Chartered Bank - Managing Director, Retail Banking

      Sonny is the Head and Managing Director of Retail Banking business at Standard Chartered Bank, UAE. He is responsible for driving Wealth Management, Retail Products, Distribution/Branch Banking across Priority, Premium, Personal and Islamic segments. Prior to this role he was the Regional Head of Strategic Transformation, Alliance and Performance Management for Africa and the Middle East at Standard Chartered Bank. Before relocating to Dubai, Sonny was the Head of Retail Banking for Standard Chartered Bank Zambia and Southern Africa. He took up senior leadership responsibilities at a very young age and he has held a number of senior executive roles in the Bank which include; Head of Retail Clients, General Manager for Distribution for Zambia and Southern Africa and Head of Corporate Affairs. As an entrepreneur, Sonny is a joint owner of Air Mafuta Aviation services. He founded this company in 2009 together with two other Directors. The company supplies aviation fuel to both local and international clients. Sonny holds an MBA from Manchester Business School and he has a degree in Metallurgy and Mineral Processing from the University of Zambia. He is married to Ngosa and he has three sons – Joshua, Josiah and Joel. Outside the work arena, Sonny enjoys travelling, astronomy, natural history and following latest natural and science discoveries.

    • Tamas Fodor - Sberbank Hungary - Member of the Board, Retail Banking

      Tamas Fodor - Sberbank Hungary - Member of the Board, Retail Banking

      Tamas Fodor is a member of the Board of Directors of Sberbank Hungary since August 2014, responsible for Retail Banking. He joined Sberbank in 2013, and his name is associated with Sberbank Europe’s most successful regional retail sales project, Sales Force Effectiveness. The experienced banking specialist worked for GE Consumer Finance for 15 years in various senior leader positions in Hungary and in Australia. He studied at the Budapest University of Economics (Corvinus) and he is the father of two children.

    • Zdenek Romanek - Slovenska Sporitelna Bank - Member of the Board and Chief Retail Officer

      Zdenek Romanek - Slovenska Sporitelna Bank - Member of the Board and Chief Retail Officer

      Mr. Romanek, since 2015, as Member of Board of Directors and Chief Retail Officer, leads overall digital transformation of Slovenska Sporitelna, and is also a member of Digital Strategy Board of Erste Group, and Group-wide lead for Bankassurance of Erste Group. His professional career includes building Air Bank (innovative digital bank on the Czech market) as Head of Retail Banking; transforming Ceska pojistovna (leading insurer on the Czech market; part of Generali PPF Holding) as Deputy CEO responsible for CRM, Digital & Direct Channels, and Product Management; working as a consultant for McKinsey & Company primarily on transformations of leading financial institutions in different European countries and USA. Mr. Romanek holds Master Degree in Computer Science at Charles University and Master Degree in Banking & Insurance at the University of Economics in Prague. He gained MBA in France at the INSEAD Fontainebleau University, and the certificates on Digital Strategy at ESMT Berlin.

    • Amyrkhan Chikanayev - Sberbank Kazakhstan - Managing Director for Retail

      Amyrkhan Chikanayev - Sberbank Kazakhstan - Managing Director for Retail

      Experienced banker with more than 15 years of experience in Retail Banking, Digital transformation and Fintech. Worked at Merrill Lynch International and HSBC offices in UK, India and Kazakhstan. Currently holds a position of Managing Director for Retail at Sberbank Kazakhstan.

    • Cuneyt Dincer - GarantiBBVA - Organization & Business Process Development, Agile Transformation Executive

      Cuneyt Dincer - GarantiBBVA - Organization & Business Process Development, Agile Transformation Executive

      Cuneyt Dincer has completed his primary and secondary education at Ari College. After finishing Science High School, he has entered the Economics Department at Bilkent University in 1997. After graduating in 2001, he had different responsibilities in Turkey's leading financial institutions, related to Online Banking, Websites Management, ATMs, Kiosks, Voice Technologies and Mobile Financial Services. He has taken several managerial positions in all of the digital channels, created new platforms with these technologies, and developed innovative projects to improve the efficiency and effectiveness of existing digital channels. In 2007 he has participated Dogus Group as Eureko Insurance Alternative Delivery Channels Manager. After 2009 he joined GarantiBBVA’s Digital Banking team, he has taken crucial roles including ADC Manager and Business Development Manager. Before last he was taking over the Digital Agile Manager role and continues to work as Agile Transformation Executive in the GarantiBBVA.

    • Emel Cuhaci - Yapi Kredi Bank - Director, Innovation and Customer Experience

      Emel Cuhaci - Yapi Kredi Bank - Director, Innovation and Customer Experience

      Emel Cuhaci is an Ankara University graduate from the Political Science Faculty. Starting her business career at Akbank in 2000, she carried on with Oyak Bank and Yapi Kredi. After her role in Yapi Kredi as the Self Service Banking & Cross Channel Coordination Director, she took a different route as a Director of Business Development and Foreign Markets at OBSS, an IT company. Meanwhile, she supported her interests and studies on customer experience with neuroscience which she also completed a master program on neuromarketing in Hamburg Media School. Together with the experiences she gained from the 16 years of her working life, she did studies on the effective usage of neuroscience on working life and established LeadNeuro, a neuromarketing agency. She did neuro researches, wrote articles, organised trainings in companies and did many keynote speeches all around the world to explain the customers’ brain decision mechanism. By the end of 2017, in addition to her existing career as a customer neuro behavorial profesional at LeadNeur, she began to serve as Senior Advisor for Ernst & Young, focusing on banking. Keeping her existing roles, she joined EFMA as a Senior Advisor and Turkey regional manager by the beginning of 2018. Emel Cuhaci, decided to carry on her career at Yapi Kredi Bank as the Innovation & Customer Experience Director, as of July 2018, to benefit her deep studies on customer experience in the latest years.

    • Ewa Rzaca - BNP Paribas Poland - Director of Corporation eBanking Omnichannels Department

      Ewa Rzaca - BNP Paribas Poland - Director of Corporation eBanking Omnichannels Department

      Ewa Rzaca has been working closely with various banking areas for 17 years. Experienced in system and application administration in the IT area. Main fields of interest are project and program management as well as team developing and leading. Currently responsible for transformation and digitalization of the Online Banking area, which takes place simultaneously in fields such as team organization using Agile approach and implementation of new technologies based on cloud-ready architecture. Another skill still developed to support tasks above is strategic and neuroleadership approach.

    • Gokhan Eker - Akbank - IT Architecture and Core Banking Applications Development Senior Vice President

      Gokhan Eker - Akbank - IT Architecture and Core Banking Applications Development Senior Vice President

      Gokhan Eker graduated from Computer Science Engineering Department of Ege University and he also completed his MBA study at Yeditepe University. After working Information Technologies departments of Eczacibasi and Yapi Kredi Bank, he started to work at Information Technologies body of Akbank in 2006. After working 7 years as Project and Program Manager at Project Management Department, he worked as Treasury and Investment Applications Manager for 3 years. He has been working as IT Architecture and Core Banking Applications Development Senior Vice President since 2017.

    • Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov is Director Retail Banking at Bulgarian-American Credit Bank (BACB). He has 16 years of banking experience in the fields of Retail banking, lending, sales, process management, management of branch network and HR. Before joining the team of BACB in December 2018, he was taking the position Head of Retail banking in Allianz Bank Bulgaria. Recently he is responsible for business development, sales to retail and micro-enterprise customers, product development, innovations, branch network management, development of sales channels. He is member of the Credit Committee, the Committee for New and Active Products and the Committee for Social activities of the Bank. Ivan has Bachelor degree in Finance and Masters degree in International Economics. He also has Executive MBA from Cotrugli Business School /Zagreb/.

    • Janusz Leski - Santander Bank Polska - Head of Agile Centre of Excellence

      Janusz Leski - Santander Bank Polska - Head of Agile Centre of Excellence

      Janusz Leski is a Transformation Leader and an Agile enthusiast. He started and conducted Agile Transformation at Santander Bank in Poland. By increasing employee engagement he transforms organisations to become more agile and customer centric. He strengthens organisation’s meaningful relations with its customers through close collaboration. His current focus area is making difficult decisions, removing impediments, setting measurable objectives and helping others to deliver. He has a privilege to work with a wonderful team of Agile Coaches supporting 150 multi-functional teams at Santander Bank in Poland. Janusz practices Personal Agility as well - it helps him focus on what really matters and do activities that bring him closer to important goals in his life in a simple, organised manner.

    • Kadir Mustafa Ozturk - Intertech (A Subsidiary of DenizBank) - Executive Vice President, Software Infrastructure

      Kadir Mustafa Ozturk - Intertech (A Subsidiary of DenizBank) - Executive Vice President, Software Infrastructure

    • Kannan Rasappan - Banfico - CEO

      Kannan Rasappan - Banfico - CEO

      Open Banking expert who has worked & advised leading financial institutions in the UK - RBS, HSBC, WorldPay, Lloyds Banking Group. An active participant at various working groups on Open Banking and speaker at various conferences. Currently serving as Advisor to Berlin Group's NextGenPSD2 standards - EU's most widely used API specification. Also currently serving as Open Banking Advisor at Grant Thornton. CEO & founder of Banfico, who is helping banks to get PSD2 compliant by providing consulting & implementation services. A strong advocate of Open Standards and expert in identity & security. Come from a highly technical background with 18 years of experience & is a hands-on solution architect. Graduate in Applied Mathematics.

    • Noman Rasheed - Dubai Islamic Bank - Head of Information Technology

      Noman Rasheed - Dubai Islamic Bank - Head of Information Technology

      Senior visionary leader with over 24 years of experience, acknowledged for driving large scale transformation strategies for Technology and Operations. Result oriented reformer, recognized for delivering operational efficiencies and high performance cultures, through innovation & inspirational leadership. Noman is currently heading Information Technology division of Dubai Islamic Bank. Prior to DIB, Noman was holding senior positions at prestigious banking institutes such as Noor Bank, Barclays Bank and Mashreq Bank.

    • Dr. Okan Acar - Kuveyt Turk Participation Bank - Digital Banking Group Manager

      Dr. Okan Acar - Kuveyt Turk Participation Bank - Digital Banking Group Manager

      Okan has 21 years of banking experience in several departments including Credit Analysis, Product Development, Retail Marketing, SME Marketing, Digital Marketing, Digital Transformation and Private Banking. He also taught undergraduate courses at private universities for 3 semesters. He has a PhD in Finance at Istanbul University. In addition, he has an advanced CMB license, credit and corporate rating licenses and a BES certificate. Since October-2020, he has been working in the digital banking group of Kuveyt Turk.

    • Rami Al Karmi - Jordan Ahli Bank - Senior Vice President and Chief Innovation Officer

      Rami Al Karmi - Jordan Ahli Bank - Senior Vice President and Chief Innovation Officer

      Rami is a futurist proud geek, cross-industry innovation and lean exponential growth advisor, investor and executive. He is the senior vice president and chief innovation officer at Jordan Ahli Bank, also he is CEO of Ahli FinTech the 1st Bank fully owned financial technologies company and fintech accelerator in the Middle East. Rami is an Innovation X speaker at NASA's cross-industry innovation summit, a mentor at 500 Startups, Unreasonable Future, and Startupbootcamp fintech, chairman at Arcoten, Octonius.com, member of the board at Al Raed Arabi School, and member of the advisory board of Think Barter Network, Roybi AI-Powered Robots, and WAKE International in San Francisco. Rami founded his 1st startup at the age of 19, he holds an Electrical Engineering degree from University of Jordan, and completed the Venture Capital Executive Program at HAAS UC Berkeley, and “The Leading for the future”, and “The Leading, Organizing for Action” Executive Programs at Harvard Kennedy School, and the Senior Executive Education Program at UC San Diego. Rami is a passionate advocate of the Lean Startup movement and is a regular judge, mentor & keynote speaker at the region's important innovation, entrepreneurship & technology events. He designed and produced a number of events and interventions in this space including the THINKLEAN speaker series, LeanStartupProgram, BackToStartupBasics, and his popular innovation/futurist talks titled: The Future of ....

    • Rolf Schroeder - Wacom - Senior Sales Manager EMEA, Business Solutions

      Rolf Schroeder - Wacom - Senior Sales Manager EMEA, Business Solutions

      Currently developing the emerging markets and he combines 25 years of successful sales career. He developed the strategic B2B Business for Wacom Signature Solution in the last 15 years and created a 100 Billion Euro Business out of it. Before Wacom he developed the B2B Consumer Market for Canon in Germany for nearly 10 years.

    • Tolga Macit Gusar - TEB - Retail Banking Sales & Contact Center Group Director

      Tolga Macit Gusar - TEB - Retail Banking Sales & Contact Center Group Director

      Finance Executive with over 23 years of extensive experience in Banking, Business Strategy, Marketing & Sales, Digital Strategy, Corporate Relations, Asset Management and Capital Markets. Specialized in Retail&Private Banking, Asset Management and Investment Strategy. Fund Manager, Head of DPM & Chief Strategist at Garanti Asset Management since 1997, before being assigned as the Executive Vice President responsible from Business Strategy, Product & Sales until 2018. Head of Private Banking Sales as a Director until the end of 2019 and Retail Banking Sales & Contact Center Group Director since then at TEB. PhD in Accounting and Auditing, Istanbul Aydin University 2012-.... Thesis Phase. MBA in Finance, Yeditepe University 1999-2003. Management, Bogazici University 1993-1997.

    • Tomas Reytt - mBank - Director of Sales & Distributional Channels CZ/SK

      Tomas Reytt - mBank - Director of Sales & Distributional Channels CZ/SK

      Tomas Reytt is Director of Sales & Distributional Channels in mBank CZ/SK responsible for development of all channels including both digital and physical and introducing new initiatives & projects to provide innovation and disruptive solutions to the market and create seamless experience in digital channels. Tomas has more than 19 years experiences in strategy and transformation, product and segment business in Retail and MSE, pricing and life-cycle management, process management (Lean, Sigma and Kaizen) and business development in the financial industry. Prior to joining mBank he has worked more than 4 years for PwC (PricewaterhouseCoopers) as Manager in Financial Services Management Consulting practice and for Ceska Sporitelna (TOP 3 Czech bank, part of Erste Group) where he was responsible more than 11 years for management of product and segment business in Retail and MSE, process management and optimization through Lean Six Sigma and Kaizen, bank‘s performance improvements, product, segment & sales channel strategy. Tomas holds Master’s degree with double major – MBA at The Nottingham Trent University and Prague Schools of Economics, is 6 Sigma – Green & Black Belt.

    • Vitold Sanotskyy - Raiffeisen Bank International - Digital Bank Customer Experience and Analytics Lead

      Vitold Sanotskyy - Raiffeisen Bank International - Digital Bank Customer Experience and Analytics Lead

      Vitold Sanotskyy is senior digital banking professional with 7 years of experience of developing digital banking solutions. His last 2,5 years were dedicated to intrapreneurship, and building up from scratch internal corporate fintech startup, focusing on new approach to money management. Together with his team Vitold went the whole journey of Design Thinking from idea on a post-it to launch of the MVP in two markets on one side, and finding the way through traditional corporate processes and regulations to make it happened on the other side. Prior to this, he held various roles in banking transformation and digitization projects in Raiffeisen Bank International Group and UniCredit Group. This included leading agile team implementing digital analytics across all digital touch points, and product ownership of group platform website.