Speakers

Presented below is not the final list of ENBANTEC 2021 Speakers. We will continue publishing new speakers at this webpage. By visiting this webpage time to time, you can view up-to-date conference speakers.

  • ENBANTEC 2021 Conference Speakers

    • Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra joined Commercial Bank of Dubai in October 2017. Prior to joining CBD, Amit was the Senior Managing Director and Group Retail Banking Head at Al Hilal Bank in Abu Dhabi. Prior to moving to the UAE, he held senior retail and credit roles in Standard Chartered Bank in Singapore, Vietnam and India as well as similar roles in Citibank in Thailand and India. Amit holds a BCom (Hons) from Delhi University and a Post Graduate Diploma in Business Management from the Institute of Management Technology, India. Amit is a trained Six Sigma Master Black Belt and he was a founding member of www.makemytrip.com, India’s largest online travel company with market cap of over $1.2 billion.

    • Andrea Isola - N26 - General Manager Italy & South East Europe

      Andrea Isola - N26 - General Manager Italy & South East Europe

      Andrea is General Manager Italy & South East Europe at N26, responsible for growing the digital bank presence and key offering in the Italian and South East Europe market. Andrea joined N26 at the beginning of 2019, moving to the company’s Milan office from New York City, where he was a Principal for Bain & Company. With over 14 years of experience in management consultancy, Andrea thrives in the space where banking, finance and technology converge. Over his career, he has helped some of the world’s largest players in the industry to establish agile working models and implement complex digital transformations in markets all across the globe. Andrea holds a degree in international business from Nottingham Trent University. He is also a certified Scrum Master and Product owner.

    • Kartik Taneja - Mashreq Bank - Executive Vice President, Head of Payments

      Kartik Taneja - Mashreq Bank - Executive Vice President, Head of Payments

      Kartik has led large and complex businesses in the payments and lending space. He currently leads the payments business at Mashreq Bank – where he and his team are at the heart of a digital transformation in this business. His previous assignment was to lead the global product function for credit cards and personal loans at Standard Chartered. In this role, he drove strategy and multi-market product engineering and business initiatives across 24 Asian and African markets. Prior to this, Kartik led the regional cards and loans business at Standard Chartered for the ASEAN region and has held GM roles in multiple Asian markets. Kartik credits his success to his exposure to multiple verticals besides P&L Management- such as Analytics, Risk Management, Marketing and Sales. He is passionate about combining data, technology and customer insight to experimentation leading to creative and profitable new products and services. Kartik holds an MBA from the Faculty of Management Studies at the University of Delhi, A Bachelor’s degree in Engineering from Delhi Technological University. He also has completed management programs from Harvard and Oxford. Kartik believes in pursuing truth, beauty and adventure.

    • Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Studied in Tallinn University of Technology in Estonia in the field of economics. From 2000 to 2006, he worked as the director of the web environment department at SEB Bank. From 2006 to 2009, he served as Director of Electronic Channels at Swedbank. From 2009 to 2013, he held various positions in the field of information technology within Eesti Energia, which is the largest producer and supplier of energy in Estonia. From 2009 to 2017, he worked as an expert in digital strategy and CEO at Ziraff, consultancy company with the widest experience in digital services in Estonia. From 2017 to 2019, he held the position of CDO at Luminor Bank. Since January 2019, he was elected by the Supervisory Board as a member of the Board of Directors of Komerční Banka, Chief Digital Officer with responsibility for managing the technology areas and digitalization in the bank.

    • Peter Vickery - First Abu Dhabi Bank - EVP and Head of Distribution and Sales

      Peter Vickery - First Abu Dhabi Bank - EVP and Head of Distribution and Sales

      Accomplished senior executive with experience driving business across new, established and developing markets, in financial services and operations, living and working across UK, South Africa, USA, Botswana and UAE. Accomplished banker offering a strong reputation for delivering ground-breaking business results, large-scale ventures, and talented teams focused on surpassing objectives within competitive platforms. Enjoyed a unique mix of professional and academic successes including attainment of billion-dollar targets as well completion of executive programmes at Cambridge University and Harvard Business School. Barclays UK’s youngest Director at 26, managing 4,000 people and 400 branches. Currently Head of Distribution and Sales, leading and managing all channels, branches, telephony, retention, mortgages and ATMs, as well as Islamic and Emirati banking within the Middle East’s largest bank.

    • Sonny Zulu - UAE Standard Chartered Bank - Managing Director, Retail Banking

      Sonny Zulu - UAE Standard Chartered Bank - Managing Director, Retail Banking

      Sonny is the Head and Managing Director of Retail Banking business at Standard Chartered Bank, UAE. He is responsible for driving Wealth Management, Retail Products, Distribution/Branch Banking across Priority, Premium, Personal and Islamic segments. Prior to this role he was the Regional Head of Strategic Transformation, Alliance and Performance Management for Africa and the Middle East at Standard Chartered Bank. Before relocating to Dubai, Sonny was the Head of Retail Banking for Standard Chartered Bank Zambia and Southern Africa. He took up senior leadership responsibilities at a very young age and he has held a number of senior executive roles in the Bank which include; Head of Retail Clients, General Manager for Distribution for Zambia and Southern Africa and Head of Corporate Affairs. As an entrepreneur, Sonny is a joint owner of Air Mafuta Aviation services. He founded this company in 2009 together with two other Directors. The company supplies aviation fuel to both local and international clients. Sonny holds an MBA from Manchester Business School and he has a degree in Metallurgy and Mineral Processing from the University of Zambia. He is married to Ngosa and he has three sons – Joshua, Josiah and Joel. Outside the work arena, Sonny enjoys travelling, astronomy, natural history and following latest natural and science discoveries.

    • Tamas Fodor - Sberbank Hungary - Member of the Board, Retail Banking

      Tamas Fodor - Sberbank Hungary - Member of the Board, Retail Banking

      Tamas Fodor is a member of the Board of Directors of Sberbank Hungary since August 2014, responsible for Retail Banking. He joined Sberbank in 2013, and his name is associated with Sberbank Europe’s most successful regional retail sales project, Sales Force Effectiveness. The experienced banking specialist worked for GE Consumer Finance for 15 years in various senior leader positions in Hungary and in Australia. He studied at the Budapest University of Economics (Corvinus) and he is the father of two children.

    • Zdenek Romanek - Slovenska Sporitelna Bank - Member of the Board and Chief Retail Officer

      Zdenek Romanek - Slovenska Sporitelna Bank - Member of the Board and Chief Retail Officer

      Mr. Romanek, since 2015, as Member of Board of Directors and Chief Retail Officer, leads overall digital transformation of Slovenska Sporitelna, and is also a member of Digital Strategy Board of Erste Group, and Group-wide lead for Bankassurance of Erste Group. His professional career includes building Air Bank (innovative digital bank on the Czech market) as Head of Retail Banking; transforming Ceska pojistovna (leading insurer on the Czech market; part of Generali PPF Holding) as Deputy CEO responsible for CRM, Digital & Direct Channels, and Product Management; working as a consultant for McKinsey & Company primarily on transformations of leading financial institutions in different European countries and USA. Mr. Romanek holds Master Degree in Computer Science at Charles University and Master Degree in Banking & Insurance at the University of Economics in Prague. He gained MBA in France at the INSEAD Fontainebleau University, and the certificates on Digital Strategy at ESMT Berlin.

    • Alfonso Valdez - Biometric Agreement - Sales Director

      Alfonso Valdez - Biometric Agreement - Sales Director

      IT Administrator and Manager graduated from the Monterrey Institute of Technology and Higher Studies, specializing in negotiation at MIT.

    • Ahmet Cengiz Ucar - ABBYY - ABBYY Partner

      Ahmet Cengiz Ucar - ABBYY - ABBYY Partner

      After graduating from Istanbul Erkek Lisesi, Ahmet Cengiz Ucar has completed his undergraduate in electronics engineering and earned his master’s degree in mechanical engineering at Istanbul Technical University. Then he received a doctorate in management and organization at the Department of Business Administration. He has also worked in various senior management positions during his 15 years of work experience, and supported many organizations as a digital transformation/process excellence consultant and data analyst, but mainly he deals with statistics, data analytics, process mining and artificial intelligence. Additionally Ahmet Cengiz Ucar as the Managing Director of 2Pro Consulting, also lectures at various universities and keeps writing research articles.

    • Amyrkhan Chikanayev - Sberbank Kazakhstan - Managing Director for Retail

      Amyrkhan Chikanayev - Sberbank Kazakhstan - Managing Director for Retail

      Experienced banker with more than 15 years of experience in Retail Banking, Digital transformation and Fintech. Worked at Merrill Lynch International and HSBC offices in UK, India and Kazakhstan. Currently holds a position of Managing Director for Retail at Sberbank Kazakhstan.

    • Christophe Bourbier - Limonetik - Chairman & CEO

      Christophe Bourbier - Limonetik - Chairman & CEO

    • Cuneyt Dincer - GarantiBBVA - Organization & Business Process Development, Agile Transformation Executive

      Cuneyt Dincer - GarantiBBVA - Organization & Business Process Development, Agile Transformation Executive

      Cuneyt Dincer has completed his primary and secondary education at Ari College. After finishing Science High School, he has entered the Economics Department at Bilkent University in 1997. After graduating in 2001, he had different responsibilities in Turkey's leading financial institutions, related to Online Banking, Websites Management, ATMs, Kiosks, Voice Technologies and Mobile Financial Services. He has taken several managerial positions in all of the digital channels, created new platforms with these technologies, and developed innovative projects to improve the efficiency and effectiveness of existing digital channels. In 2007 he has participated Dogus Group as Eureko Insurance Alternative Delivery Channels Manager. After 2009 he joined GarantiBBVA’s Digital Banking team, he has taken crucial roles including ADC Manager and Business Development Manager. Before last he was taking over the Digital Agile Manager role and continues to work as Agile Transformation Executive in the GarantiBBVA.

    • Elin Helander - Dreams - Chief Scientific Officer

      Elin Helander - Dreams - Chief Scientific Officer

      Elin Helander has a Msc in Brain and Cognitive Sciences and a Bachelor in Psychology. She is the Chief Scientific Officer at Dreams and the founder of Dreams Institute, a place where behavioral economics meets product innovation. She has extensive experience working with behavioural economics and has authored a popular science book called “Trick your brain into saving money".

    • Emel Cuhaci - Yapi Kredi Bank - Director, Innovation and Customer Experience

      Emel Cuhaci - Yapi Kredi Bank - Director, Innovation and Customer Experience

      Emel Cuhaci is an Ankara University graduate from the Political Science Faculty. Starting her business career at Akbank in 2000, she carried on with Oyak Bank and Yapi Kredi. After her role in Yapi Kredi as the Self Service Banking & Cross Channel Coordination Director, she took a different route as a Director of Business Development and Foreign Markets at OBSS, an IT company. Meanwhile, she supported her interests and studies on customer experience with neuroscience which she also completed a master program on neuromarketing in Hamburg Media School. Together with the experiences she gained from the 16 years of her working life, she did studies on the effective usage of neuroscience on working life and established LeadNeuro, a neuromarketing agency. She did neuro researches, wrote articles, organised trainings in companies and did many keynote speeches all around the world to explain the customers’ brain decision mechanism. By the end of 2017, in addition to her existing career as a customer neuro behavorial profesional at LeadNeur, she began to serve as Senior Advisor for Ernst & Young, focusing on banking. Keeping her existing roles, she joined EFMA as a Senior Advisor and Turkey regional manager by the beginning of 2018. Emel Cuhaci, decided to carry on her career at Yapi Kredi Bank as the Innovation & Customer Experience Director, as of July 2018, to benefit her deep studies on customer experience in the latest years.

    • Ewa Rzaca - BNP Paribas Poland - Director of Corporation eBanking Omnichannels Department

      Ewa Rzaca - BNP Paribas Poland - Director of Corporation eBanking Omnichannels Department

      Ewa Rzaca has been working closely with various banking areas for 17 years. Experienced in system and application administration in the IT area. Main fields of interest are project and program management as well as team developing and leading. Currently responsible for transformation and digitalization of the Online Banking area, which takes place simultaneously in fields such as team organization using Agile approach and implementation of new technologies based on cloud-ready architecture. Another skill still developed to support tasks above is strategic and neuroleadership approach.

    • Fahd Rachidy - ABAKA - Founder & CEO

      Fahd Rachidy - ABAKA - Founder & CEO

      Fahd is a serial entrepreneur passionate about helping the industry creates secure financial futures for everyone, and re-inventing the way the financial industry works using Artificial Intelligence. Fahd was previously co-founder of Scientificbeta.com, the leading index retirement digital platform recently acquired by SGX for $205m.

    • Gokhan Eker - Akbank - IT Architecture and Core Banking Applications Development Senior Vice President

      Gokhan Eker - Akbank - IT Architecture and Core Banking Applications Development Senior Vice President

      Gokhan Eker graduated from Computer Science Engineering Department of Ege University and he also completed his MBA study at Yeditepe University. After working Information Technologies departments of Eczacibasi and Yapi Kredi Bank, he started to work at Information Technologies body of Akbank in 2006. After working 7 years as Project and Program Manager at Project Management Department, he worked as Treasury and Investment Applications Manager for 3 years. He has been working as IT Architecture and Core Banking Applications Development Senior Vice President since 2017.

    • Ihsan Buyukugur - Garanti BBVA - Head of Technology Audits

      Ihsan Buyukugur - Garanti BBVA - Head of Technology Audits

      Ihsan Buyukugur has 10+ years of experience in technology assurance and advisory. Currently, he is leading the technology assurance activities in Garanti BBVA Group (3 banks and 13 companies in 3 countries), as a program manager of BBVA’s global Internal Audit organization. Areas of responsibility are: “cyber-security, disruptive technologies (cloud, RPA, IoT, big data etc.), information security, IT governance and risk management, IT operations, business continuity, software development, outsourcing”. Before joining Garanti BBVA in 2013, he worked in KPMG as an IT auditor/ consultant and participated several projects of top tier financial services companies. Mr. Buyukugur has BSc degree in Business Informatics from Istanbul Bilgi University, and master’s degree in Management and Organization from Marmara University. He has CISA, CISM, CRISC, CDPSE, CEH, ISO270001LA, CIA certificates; SMMM (CPA of Turkey) and Capital Markets Board of Turkey (Level 3, Derivatives, Corporate Governance Rating) licenses. He is a member of ISACA, IIA Turkey, ISMMMO and Besiktas JK associations.

    • Iryna Maksymets - ABBYY - Digital Intelligence Consultant Relationship Manager

      Iryna Maksymets - ABBYY - Digital Intelligence Consultant Relationship Manager

      Iryna has 12 years’ experience, acting as a trusted Advisor in Technology Consulting for a variety of leading software companies. One of her major focus areas is on understanding how low code platforms and AI technologies transform data processing operation to help Enterprises to be ready for an Innovation Digital Future. Prior to ABBYY, Iryna held partner program for Microsoft Services at Sitronics where she led channel development, strategic marketing and project management, building Win-Win strategies with the clients, Start-up business development, strategic partner recruitment.

    • Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov is Director Retail Banking at Bulgarian-American Credit Bank (BACB). He has 16 years of banking experience in the fields of Retail banking, lending, sales, process management, management of branch network and HR. Before joining the team of BACB in December 2018, he was taking the position Head of Retail banking in Allianz Bank Bulgaria. Recently he is responsible for business development, sales to retail and micro-enterprise customers, product development, innovations, branch network management, development of sales channels. He is member of the Credit Committee, the Committee for New and Active Products and the Committee for Social activities of the Bank. Ivan has Bachelor degree in Finance and Masters degree in International Economics. He also has Executive MBA from Cotrugli Business School /Zagreb/.

    • Janusz Leski - Santander Bank Polska - Head of Agile Centre of Excellence

      Janusz Leski - Santander Bank Polska - Head of Agile Centre of Excellence

      Janusz Leski is a Transformation Leader and an Agile enthusiast. He started and conducted Agile Transformation at Santander Bank in Poland. By increasing employee engagement he transforms organisations to become more agile and customer centric. He strengthens organisation’s meaningful relations with its customers through close collaboration. His current focus area is making difficult decisions, removing impediments, setting measurable objectives and helping others to deliver. He has a privilege to work with a wonderful team of Agile Coaches supporting 150 multi-functional teams at Santander Bank in Poland. Janusz practices Personal Agility as well - it helps him focus on what really matters and do activities that bring him closer to important goals in his life in a simple, organised manner.

    • Joerg Prinzhorn - Wacom - Director Sales EMEA

      Joerg Prinzhorn - Wacom - Director Sales EMEA

      As Director Sales at Wacom Europe GmbH, Joerg Prinzhorn is responsible for the EMEA region. He’s operating from Austria and, together with his team, he’s providing solutions for signature workflows in combination with Wacom’s own developed hardware and software to their strong partner network. Before joining Wacom in the year 2016, Joerg worked 12 years as Business Development Manager for Wincor Nixdorf in Germany in the banking solution sector. The banking market is his home. His vision: "Digital signature solutions bridge between two separate business processes. The market has many answers to media disruption. The easiest way for all customers is to sign on a signature display without any further knowledge of digital certificates." Due to the Corona situation, Wacom displays have developed an interesting new use case. Wacom recommends using them in your online meetings as an additional communication channel for your sketches in whiteboard apps.

    • Kamran Mushtaq Ahmed - Saudi National Bank - Data Quality Manager

      Kamran Mushtaq Ahmed - Saudi National Bank - Data Quality Manager

    • Kannan Rasappan - Banfico - CEO

      Kannan Rasappan - Banfico - CEO

      Open Banking expert who has worked & advised leading financial institutions in the UK - RBS, HSBC, WorldPay, Lloyds Banking Group. An active participant at various working groups on Open Banking and speaker at various conferences. Currently serving as Advisor to Berlin Group's NextGenPSD2 standards - EU's most widely used API specification. Also currently serving as Open Banking Advisor at Grant Thornton. CEO & founder of Banfico, who is helping banks to get PSD2 compliant by providing consulting & implementation services. A strong advocate of Open Standards and expert in identity & security. Come from a highly technical background with 18 years of experience & is a hands-on solution architect. Graduate in Applied Mathematics.

    • Mohammed Tarik Koubaa - Emirates NBD - Head of Quality, Services, Performance & IT Business Management

      Mohammed Tarik Koubaa - Emirates NBD - Head of Quality, Services, Performance & IT Business Management

      Mohammed Tarik has 15 years of international experience within financial services industry. He has worked as consultant on large scale transformation initiatives such as Digital & Agile transformations, Revamp of Operating Models / Policies / Processes. Currently heading the Quality, Services & Performance department at Emirates NBD since 2018. Mohammed Tarik graduated from ENIB (M. Eng) and Ecole Centrale Paris (Post Graduate Masters) and obtained a certificate on Digital Transformation from MIT under Emeritus Program.

    • Noman Rasheed - Dubai Islamic Bank - Head of Information Technology

      Noman Rasheed - Dubai Islamic Bank - Head of Information Technology

      Senior visionary leader with over 24 years of experience, acknowledged for driving large scale transformation strategies for Technology and Operations. Result oriented reformer, recognized for delivering operational efficiencies and high performance cultures, through innovation & inspirational leadership. Noman is currently heading Information Technology division of Dubai Islamic Bank. Prior to DIB, Noman was holding senior positions at prestigious banking institutes such as Noor Bank, Barclays Bank and Mashreq Bank.

    • Dr. Okan Acar - Kuveyt Turk Participation Bank - Digital Banking Group Manager

      Dr. Okan Acar - Kuveyt Turk Participation Bank - Digital Banking Group Manager

      Okan has 21 years of banking experience in several departments including Credit Analysis, Product Development, Retail Marketing, SME Marketing, Digital Marketing, Digital Transformation and Private Banking. He also taught undergraduate courses at private universities for 3 semesters. He has a PhD in Finance at Istanbul University. In addition, he has an advanced CMB license, credit and corporate rating licenses and a BES certificate. Since October-2020, he has been working in the digital banking group of Kuveyt Turk.

    • Taner Kilic - Intertech (A Subsidiary of DenizBank) - Chief Software Architect

      Taner Kilic - Intertech (A Subsidiary of DenizBank) - Chief Software Architect

    • Tolga Macit Gusar - TEB - Retail Banking Sales & Contact Center Group Director

      Tolga Macit Gusar - TEB - Retail Banking Sales & Contact Center Group Director

      Finance Executive with over 23 years of extensive experience in Banking, Business Strategy, Marketing & Sales, Digital Strategy, Corporate Relations, Asset Management and Capital Markets. Specialized in Retail&Private Banking, Asset Management and Investment Strategy. Fund Manager, Head of DPM & Chief Strategist at Garanti Asset Management since 1997, before being assigned as the Executive Vice President responsible from Business Strategy, Product & Sales until 2018. Head of Private Banking Sales as a Director until the end of 2019 and Retail Banking Sales & Contact Center Group Director since then at TEB. PhD in Accounting and Auditing, Istanbul Aydin University 2012-.... Thesis Phase. MBA in Finance, Yeditepe University 1999-2003. Management, Bogazici University 1993-1997.

    • Tomas Reytt - mBank - Director of Sales & Distributional Channels CZ/SK

      Tomas Reytt - mBank - Director of Sales & Distributional Channels CZ/SK

      Tomas Reytt is Director of Sales & Distributional Channels in mBank CZ/SK responsible for development of all channels including both digital and physical and introducing new initiatives & projects to provide innovation and disruptive solutions to the market and create seamless experience in digital channels. Tomas has more than 19 years experiences in strategy and transformation, product and segment business in Retail and MSE, pricing and life-cycle management, process management (Lean, Sigma and Kaizen) and business development in the financial industry. Prior to joining mBank he has worked more than 4 years for PwC (PricewaterhouseCoopers) as Manager in Financial Services Management Consulting practice and for Ceska Sporitelna (TOP 3 Czech bank, part of Erste Group) where he was responsible more than 11 years for management of product and segment business in Retail and MSE, process management and optimization through Lean Six Sigma and Kaizen, bank‘s performance improvements, product, segment & sales channel strategy. Tomas holds Master’s degree with double major – MBA at The Nottingham Trent University and Prague Schools of Economics, is 6 Sigma – Green & Black Belt.

    • Vladimir Dornik - OTP Banka Serbia - Head of Cards and Payment Solutions

      Vladimir Dornik - OTP Banka Serbia - Head of Cards and Payment Solutions